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Examining International Student Loans

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 Examining International Student Loans

Examining International Student Loans – Studying abroad – whether it is a student from the United States traveling to another country or a foreign student traveling to study in the United States – is becoming more and more popular with each passing year. Studies show that more than two hundred thousand students from the United States study abroad every year, while almost six hundred thousand international students seek to attend college in the United States. The only problem is the consideration of financial aid as it applies to international students. Fortunately, there now exists international student loans designed especially to help students from the United States to study abroad and to aid international students with studying in the United States. In fact, international studies are becoming so popular that most international student loan programs also help students from Canada to study elsewhere and international students to come study in Canada.

As mentioned, there are international student loans available for international students who wish to study in either the United States or in Canada. The number of students worldwide who want to do this is increasing exponentially every year. In general, international students who wish to apply for international student loans have to meet eligibility requirements and certain criteria, such as, their school of choice must be a TERI-approved school. Furthermore, a student must have someone in the United States who is willing to cosign his or her loan.
For students from the United States and Canada who want to study abroad, there are an incredible number of options for international student loans. There are Study Abroad Loans, which apply to students who are United States citizens and permanent residents who are currently enrolled in the school which they attend in the United States. This loan is excellent for those students who only intend to study abroad for a short period of time – a semester or two.

Foreign Enrolled Loans are international student loans offered to United States citizens and residents who wish to receive a degree from a school outside of the United States – as long as it is an approved school. This program offers funding for the entire span of a student’s college career.

The ever-popular Stafford Loans are also available, to either United States citizens or non-citizens who meet eligibility requirements (i.e., permanent residents). It applies to students who want to study abroad, while they are still enrolled in a college or university in the United States, but also to students who want to enroll in an approved international school.

Scholarships and grants are also available to students who want to study abroad or here in the United States. However, those are often not enough to cover the amount of money a student will need. The purpose of international student loans is to try and bridge the gap and make sure that a student who wishes to study elsewhere will have the finances and the means to do so. In past years, studying abroad has been difficult because of the high cost, but with the desire of students to study abroad getting higher every year, there are more and more international student loans becoming available every year in counterpoint.

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